{"name":"coverageunlocked-mcp","displayName":"CoverageUnlocked Payer Behavior Intelligence","version":"0.1.0","description":"Payer behavior intelligence on US health insurance denials, appeal strategy, and Federal IDR arbitration. 17,440 CPT/HCPCS codes, ~50-payer behavioral graph, 51 state regulatory profiles, adjudicated overturn data, and No Surprises Act Federal IDR outcome intelligence from the CMS IDR public use files (2023-2025, 7.9M determined line items: win rates and offer-vs-QPA calibration by payer, specialty, and state). Built on two decades inside US health systems working payer behavior.","vendor":{"name":"CoverageUnlocked","url":"https://coverageunlocked.com","contact":"ned@coverageunlocked.com"},"endpoints":{"mcp":"https://app.coverageunlocked.com/api/mcp","docs":"https://app.coverageunlocked.com/api-docs","auth":{"type":"bearer","header":"Authorization: Bearer <api_key>","alternate_header":"X-API-Key: <api_key>","key_format":"cu_<48-hex>","key_management_url":"https://app.coverageunlocked.com/developers","oauth_2_1_endpoint":"https://app.coverageunlocked.com/api/oauth/authorize","documentation":"https://app.coverageunlocked.com/api-docs"}},"protocol":{"version":"2025-06-18","transport":"streamable-http"},"capabilities":{"tools":true,"resources":false,"prompts":false},"categories":["healthcare","insurance","revenue-cycle","prior-authorization","appeals","idr-arbitration"],"compliance":{"hipaa":true,"baa_available":true,"soc2":"in-progress","phi_handling":"PHI is sanitized before logging. Inputs are structured codes (CPT, payer ID, state); not free-text PHI fields."},"pricing":{"model":"per-call-metered","free_tier":"Available for development and testing","enterprise":"Custom — contact ned@coverageunlocked.com"}}